Why Your Financial Institution Needs a Digital Lending Solution Today Digital lending platforms are equipped with advanced analytics and AI capabilities that enable data-driven credit assessments. These tools analyze a wide range of data points—from traditional credit scores to alternative data such as social media behavior, utility payments, and mobile phone usage—to better evaluate borrower risk. This holistic approach to underwriting allows institutions to make more informed decisions, expand access to credit for underbanked populations, and reduce default rates. It also enables predictive insights that help in tailoring loan offers and proactively managing portfolios. https://www.zupyak.com/p/4578502/t/why-your-financial-institution-needs-a-digital-lending-solution-today