Is a Fraud Alert The Same As A Credit Freeze? nforimation, understanding the difference between fraud alert and freeze is crucial. A fraud alert warns creditors to verify your identity before opening any new accounts, whereas a credit freeze blocks all access to your credit report, What's the difference between a freeze and an alert? While both options help guard your credit making it harder for fraudsters to open accounts in your name. You can read the full article here: https://www.newhorizon.org/credit-info/secured-vs-unsecured-bad-credit-cards-a-step-by-step-plan-to-build-or-rebuild-credit