Choosing between a secured and unsecured credit card depends on your financial situation and goals. If you need to improve your credit score with minimal risk, a secured credit card is the best option. If you want instant access to credit without a deposit, consider unsecured credit cards for bad credit, especially those marketed as easy unsecured credit cards or no security deposit credit cards. However, it is important to be mindful of the fees and interest rates associated with these options. Regardless of which option you choose, making on-time payments is essential to avoid damaging your credit score. To learn more, read the full article here: https://www.newhorizon.org/credit-info/secured-vs-unsecured-bad-credit-cards-a-step-by-step-plan-to-build-or-rebuild-credit